/* =====================================================================
   Precbank — Landing page 2026
   Padrão estético derivado do rebrand (tokens-precbank-v1.css)
   ===================================================================== */

:root {
  /* Paleta oficial */
  --marinho: #0E2C4A;
  --eletrico: #2F5BFF;
  --eletrico-escuro: #2443DB;
  --branco: #FFFFFF;
  --cinza-050: #F4F7FB;
  --cinza-200: #DCE4EE;
  --texto: #0E2C4A;
  --texto-suave: rgba(14, 44, 74, 0.72);
  --whatsapp: #2F5BFF;
  --whatsapp-escuro: #2443DB;

  --gradiente: linear-gradient(135deg, #2F5BFF 0%, #2443DB 100%);
  --fonte: "Poppins", "Montserrat", Arial, sans-serif;

  --raio-sm: 10px;
  --raio-md: 18px;
  --raio-lg: 28px;
  --raio-pill: 999px;

  --sombra: 0 12px 32px rgba(14, 44, 74, 0.12);
  --sombra-forte: 0 24px 64px rgba(14, 44, 74, 0.22);

  --esp-1: 4px;
  --esp-2: 8px;
  --esp-3: 16px;
  --esp-4: 24px;
  --esp-5: 40px;
  --esp-6: 64px;
  --esp-7: 96px;

  --largura: 1180px;
  --topo-altura: 84px;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--fonte);
  font-size: 17px;
  line-height: 1.55;
  color: var(--texto);
  background: var(--branco);
  overflow-x: hidden;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
p { margin: 0 0 var(--esp-3); }
h1, h2, h3, h4 { margin: 0; font-weight: 700; letter-spacing: -0.045em; }
h1 { font-size: clamp(2.4rem, 5.6vw, 4.4rem); line-height: 0.98; }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); line-height: 1.02; }
h3 { font-size: 1.25rem; line-height: 1.15; letter-spacing: -0.02em; font-weight: 600; }
h4 { font-size: 0.8rem; letter-spacing: 0.22em; text-transform: uppercase; font-weight: 600; }
.container { width: min(100% - 32px, var(--largura)); margin-inline: auto; }
:focus-visible { outline: 3px solid var(--eletrico); outline-offset: 3px; }

/* ---------- Etiquetas ---------- */
.etiqueta {
  margin: 0 0 var(--esp-3);
  color: var(--eletrico);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
}
.etiqueta--claro { color: rgba(255, 255, 255, 0.78); }

/* ---------- Botões ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 0 24px;
  border: 2px solid transparent;
  border-radius: var(--raio-pill);
  font: 600 1rem/1 var(--fonte);
  white-space: nowrap;
  cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease, border-color .18s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn--lg { min-height: 56px; padding: 0 30px; font-size: 1.05rem; }
.btn--bloco { width: 100%; }
.btn__ico { width: 22px; height: 22px; flex: none; }
.btn__ico--dir { width: 20px; height: 20px; }

.btn--primario { background: var(--gradiente); color: #fff; box-shadow: 0 10px 24px rgba(47, 91, 255, 0.35); }
.btn--primario:hover { box-shadow: 0 14px 32px rgba(47, 91, 255, 0.45); }

.btn--wa { background: var(--whatsapp); color: #fff; box-shadow: 0 10px 24px rgba(47, 91, 255, 0.32); }
.btn--wa:hover { background: var(--whatsapp-escuro); box-shadow: 0 14px 32px rgba(47, 91, 255, 0.42); }

.btn--linha { background: transparent; color: var(--marinho); border-color: var(--cinza-200); }
.btn--linha:hover { border-color: var(--marinho); }

.btn--fantasma { background: rgba(255, 255, 255, 0.08); color: #fff; border-color: rgba(255, 255, 255, 0.45); }
.btn--fantasma:hover { background: rgba(255, 255, 255, 0.16); border-color: #fff; }

.btn--branco { background: #fff; color: var(--marinho); box-shadow: 0 10px 24px rgba(14, 44, 74, 0.25); }
.btn--branco:hover { color: var(--eletrico); }

/* ---------- Marca ---------- */
.marca { display: inline-flex; align-items: center; flex: none; }
.marca__img { height: 46px; width: auto; }
.marca__img--branca { height: 40px; }

/* ---------- Cabeçalho ---------- */
.topo {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: saturate(160%) blur(12px);
  -webkit-backdrop-filter: saturate(160%) blur(12px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s ease, box-shadow .2s ease;
}
.topo.rolou { border-color: var(--cinza-200); box-shadow: 0 6px 24px rgba(14, 44, 74, 0.06); }
.topo__linha { display: flex; align-items: center; justify-content: space-between; gap: var(--esp-4); min-height: var(--topo-altura); }
.nav { display: flex; align-items: center; gap: 22px; }
.nav a { font-weight: 500; font-size: 0.92rem; color: var(--texto); position: relative; white-space: nowrap; }
.nav a:not(.btn)::after {
  content: ""; position: absolute; left: 0; right: 100%; bottom: -6px; height: 2px;
  background: var(--eletrico); transition: right .2s ease;
}
.nav a:not(.btn):hover::after { right: 0; }
.nav__wa { display: none; }
.topo__acoes { display: flex; align-items: center; gap: 12px; }
.topo__acoes .btn { min-height: 44px; padding: 0 20px; font-size: 0.95rem; white-space: nowrap; }
.so-mobile { display: none; }

.menu-btn {
  display: none; width: 44px; height: 44px; padding: 10px;
  flex-direction: column; justify-content: center; gap: 5px;
  background: transparent; border: 0; cursor: pointer;
}
.menu-btn span { display: block; height: 2px; background: var(--marinho); border-radius: 2px; transition: transform .2s, opacity .2s; }
.menu-btn[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-btn[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-btn[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background: var(--marinho); color: #fff;
  padding: clamp(56px, 8vw, 112px) 0 clamp(64px, 9vw, 128px);
}
.hero__arco {
  position: absolute; right: -18vw; bottom: -30vw;
  width: 64vw; height: 64vw; max-width: 980px; max-height: 980px;
  border: clamp(80px, 11vw, 170px) solid var(--eletrico);
  border-radius: 50%; opacity: 0.95; pointer-events: none;
}
.hero__corte {
  position: absolute; right: 6vw; bottom: 14vw;
  width: clamp(120px, 14vw, 220px); height: 14px;
  background: var(--marinho); transform: rotate(-38deg); pointer-events: none;
}
.hero__simbolo {
  --gutter: calc((100vw - var(--largura)) / 2);
  --pw: clamp(180px, calc(var(--gutter) - 90px), 340px);
  display: none; position: absolute; top: 50%; transform: translateY(-50%);
  left: calc((var(--gutter) - var(--pw)) / 2); width: var(--pw); height: auto;
  z-index: 1; pointer-events: none;
}
@media (min-width: 1640px) { .hero__simbolo { display: block; } }
.hero__grid {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: minmax(0,1.1fr) minmax(0,0.9fr); gap: clamp(32px, 6vw, 80px); align-items: center;
}
.hero h1 { max-width: 12ch; margin-bottom: var(--esp-4); }
.hero__sub { max-width: 52ch; font-size: 1.1rem; line-height: 1.6; color: rgba(255, 255, 255, 0.86); margin-bottom: var(--esp-5); }
.hero__cta { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: var(--esp-5); }
.hero__provas { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.hero__provas li { display: flex; align-items: center; gap: 12px; font-size: 0.95rem; color: rgba(255, 255, 255, 0.86); }
.hero__provas svg { width: 22px; height: 22px; color: var(--eletrico); flex: none; background: #fff; border-radius: 50%; padding: 3px; }

/* ---------- Box de proposta ---------- */
.proposta {
  background: #fff; color: var(--texto);
  border-radius: var(--raio-lg); padding: clamp(24px, 3vw, 40px);
  box-shadow: var(--sombra-forte);
}
.proposta__titulo { font-size: 1.7rem; line-height: 1.05; margin-bottom: 8px; }
.proposta__sub { color: var(--texto-suave); font-size: 0.95rem; margin-bottom: var(--esp-4); }
.campo { margin-bottom: 14px; }
.campo--2 { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 12px; }
.campo label { display: block; font-size: 0.8rem; font-weight: 600; margin-bottom: 6px; }
.campo label span { color: var(--texto-suave); font-weight: 400; }
.campo input, .campo select {
  width: 100%; min-height: 50px; padding: 0 16px;
  border: 1.5px solid var(--cinza-200); border-radius: var(--raio-sm);
  background: var(--cinza-050); font: 400 1rem var(--fonte); color: var(--texto);
  transition: border-color .15s, background .15s, box-shadow .15s;
  appearance: none; -webkit-appearance: none;
}
.campo select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='none' stroke='%230E2C4A' stroke-width='2' stroke-linecap='round' stroke-linejoin='round' d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; background-size: 18px; padding-right: 40px;
}
.campo input::placeholder { color: rgba(14, 44, 74, 0.42); }
.campo input:focus, .campo select:focus { outline: none; border-color: var(--eletrico); background: #fff; box-shadow: 0 0 0 4px rgba(47, 91, 255, 0.15); }
.campo input.invalido, .campo select.invalido { border-color: #D93B3B; }
.consentimento { display: flex; gap: 12px; align-items: flex-start; font-size: 0.8rem; line-height: 1.45; color: var(--texto-suave); margin: 6px 0 18px; cursor: pointer; }
.consentimento input { width: 18px; height: 18px; margin: 2px 0 0; accent-color: var(--eletrico); flex: none; }
.consentimento a { color: var(--eletrico); text-decoration: underline; }
.form__erro { font-size: 0.85rem; color: #D93B3B; margin: -8px 0 14px; }
.proposta__seguro { margin: 14px 0 0; text-align: center; font-size: 0.78rem; color: var(--texto-suave); }

/* ---------- Faixa de confiança ---------- */
.faixa { background: #fff; border-bottom: 1px solid var(--cinza-200); }
.faixa__grid { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); }
.faixa__item {
  padding: 28px 24px 28px 0; display: grid; gap: 4px;
  border-left: 1px solid var(--cinza-200); padding-left: 24px;
}
.faixa__item:first-child { border-left: 0; padding-left: 0; }
.faixa__item strong { font-size: 1.25rem; letter-spacing: -0.03em; color: var(--eletrico); }
.faixa__item span { font-size: 0.9rem; color: var(--texto-suave); line-height: 1.45; }

/* ---------- Seções ---------- */
.secao { padding: clamp(64px, 8vw, 112px) 0; position: relative; overflow: hidden; }
.secao--cinza { background: var(--cinza-050); }
.secao--marinho { background: var(--marinho); color: #fff; }
.secao__cab { max-width: 640px; margin-bottom: clamp(36px, 5vw, 64px); }
.secao__cab h2 { margin-bottom: var(--esp-3); }
.secao__sub { color: var(--texto-suave); font-size: 1.05rem; max-width: 56ch; }
.secao__cab--claro .secao__sub { color: rgba(255, 255, 255, 0.78); }
.secao__rodape { margin-top: clamp(36px, 5vw, 56px); display: flex; justify-content: center; }

/* ---------- Passos ---------- */
.passos { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 20px; counter-reset: passo; }
.passo {
  position: relative; background: #fff; border-radius: var(--raio-md); padding: 28px 26px 30px;
  border: 1px solid var(--cinza-200); overflow: hidden; min-height: 240px;
}
.passo::after {
  content: ""; position: absolute; right: -70px; bottom: -70px; width: 150px; height: 150px; z-index: 0;
  border: 22px solid var(--cinza-050); border-radius: 50%; transition: border-color .25s;
}
.passo > * { position: relative; z-index: 1; }
.passo:hover::after { border-color: rgba(47, 91, 255, 0.16); }
.passo__num { display: block; font-size: 0.8rem; font-weight: 600; letter-spacing: 0.22em; color: var(--eletrico); margin-bottom: 44px; }
.passo h3 { margin-bottom: 10px; font-size: 1.35rem; }
.passo p { margin: 0; color: var(--texto-suave); font-size: 0.95rem; }

/* ---------- Vantagens ---------- */
.vantagens__grid { display: grid; grid-template-columns: minmax(0,0.85fr) minmax(0,1.15fr); gap: clamp(32px, 6vw, 80px); align-items: start; }
.vantagens__intro { position: sticky; top: calc(var(--topo-altura) + 32px); }
.vantagens__intro h2 { margin-bottom: var(--esp-3); }
.vantagens__intro .secao__sub { margin-bottom: var(--esp-4); }
.cartoes { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 20px; }
.cartao {
  background: #fff; border: 1px solid var(--cinza-200); border-radius: var(--raio-md);
  padding: 30px 28px; transition: transform .2s, box-shadow .2s, border-color .2s;
}
.cartao:hover { transform: translateY(-4px); box-shadow: var(--sombra); border-color: transparent; }
.cartao__icone {
  display: inline-grid; place-items: center; width: 52px; height: 52px; margin-bottom: 22px;
  background: rgba(47, 91, 255, 0.1); color: var(--eletrico); border-radius: 14px;
}
.cartao__icone svg { width: 26px; height: 26px; }
.cartao h3 { margin-bottom: 8px; }
.cartao p { margin: 0; color: var(--texto-suave); font-size: 0.95rem; }

/* ---------- Tipos ---------- */
.tipos__arco {
  position: absolute; left: -22vw; top: -28vw; width: 60vw; height: 60vw; max-width: 900px; max-height: 900px;
  border: clamp(60px, 9vw, 140px) solid var(--eletrico); border-radius: 50%; opacity: 0.16; pointer-events: none;
}
.secao--marinho .container { position: relative; }
.tipos { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 20px; }
.tipo {
  background: rgba(255, 255, 255, 0.06); border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--raio-md); padding: 30px 28px; transition: background .2s, border-color .2s;
}
.tipo:hover { background: rgba(255, 255, 255, 0.1); border-color: rgba(255, 255, 255, 0.28); }
.tipo h3 { margin-bottom: 10px; color: #fff; }
.tipo p { margin: 0; color: rgba(255, 255, 255, 0.76); font-size: 0.95rem; }
.tipo--cta { background: var(--gradiente); border-color: transparent; display: flex; flex-direction: column; }
.tipo--cta p { color: rgba(255, 255, 255, 0.88); margin-bottom: 22px; }
.tipo--cta .btn { margin-top: auto; align-self: flex-start; }

/* ---------- Advogados ---------- */
.advogados { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(0,0.95fr); gap: clamp(32px, 6vw, 80px); align-items: center; }
.advogados__texto h2 { margin-bottom: var(--esp-3); }
.lista-check { list-style: none; padding: 0; margin: var(--esp-4) 0 var(--esp-5); display: grid; gap: 12px; }
.lista-check li { display: flex; gap: 12px; align-items: center; font-weight: 500; }
.lista-check svg { width: 24px; height: 24px; flex: none; color: #fff; background: var(--eletrico); border-radius: 50%; padding: 4px; }
.painel {
  position: relative; overflow: hidden; aspect-ratio: 4 / 3;
  background: var(--marinho); border-radius: var(--raio-lg); padding: 40px;
  display: flex; flex-direction: column; justify-content: flex-end; color: #fff;
}
.painel::before {
  content: ""; position: absolute; right: -32%; top: -48%; width: 90%; aspect-ratio: 1;
  border: clamp(50px, 6vw, 90px) solid var(--eletrico); border-radius: 50%;
}
.painel__simbolo { position: absolute; left: 40px; top: 40px; width: 72px; height: 72px; }
.painel__frase { position: relative; font-size: clamp(1.5rem, 2.4vw, 2rem); font-weight: 700; line-height: 1.05; letter-spacing: -0.04em; margin: 0; }

/* ---------- FAQ ---------- */
.faq__grid { display: grid; grid-template-columns: minmax(0,0.8fr) minmax(0,1.2fr); gap: clamp(32px, 6vw, 80px); align-items: start; }
.faq__intro { position: sticky; top: calc(var(--topo-altura) + 32px); }
.faq__intro h2 { margin-bottom: var(--esp-3); }
.faq__intro .secao__sub { margin-bottom: var(--esp-4); }
.faq { display: grid; gap: 12px; }
.faq__item { background: #fff; border: 1px solid var(--cinza-200); border-radius: var(--raio-md); overflow: hidden; }
.faq__item[open] { border-color: rgba(47, 91, 255, 0.4); box-shadow: var(--sombra); }
.faq__item summary {
  list-style: none; cursor: pointer; padding: 22px 60px 22px 26px; position: relative;
  font-weight: 600; font-size: 1.05rem; line-height: 1.3;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
  content: ""; position: absolute; right: 22px; top: 50%; width: 28px; height: 28px; transform: translateY(-50%);
  border-radius: 50%; background: rgba(47, 91, 255, 0.1);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='none' stroke='%232F5BFF' stroke-width='2.4' stroke-linecap='round' d='M12 6v12M6 12h12'/%3E%3C/svg%3E");
  background-size: 16px; background-position: center; background-repeat: no-repeat; transition: transform .2s;
}
.faq__item[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq__resp { padding: 0 26px 24px; }
.faq__resp p { margin: 0; color: var(--texto-suave); }

/* ---------- CTA final ---------- */
.cta-final { position: relative; overflow: hidden; background: var(--gradiente); color: #fff; padding: clamp(64px, 8vw, 104px) 0; }
.cta-final__arco {
  position: absolute; right: -14vw; top: -40%; width: 44vw; height: 44vw; max-width: 640px; max-height: 640px;
  border: clamp(50px, 6vw, 90px) solid rgba(255, 255, 255, 0.12); border-radius: 50%; pointer-events: none;
}
.cta-final__grid { position: relative; display: grid; grid-template-columns: minmax(0,1.2fr) minmax(0,0.8fr); gap: clamp(32px, 5vw, 64px); align-items: center; }
.cta-final h2 { max-width: 16ch; margin-bottom: var(--esp-3); }
.cta-final__sub { color: rgba(255, 255, 255, 0.85); max-width: 46ch; margin: 0; }
.cta-final__acoes { display: flex; flex-direction: column; gap: 14px; align-items: stretch; }
.cta-final .btn--branco { color: var(--eletrico-escuro); }

/* ---------- Rodapé ---------- */
.rodape { background: var(--marinho); color: rgba(255, 255, 255, 0.82); padding: clamp(48px, 6vw, 72px) 0 28px; font-size: 0.92rem; }
.rodape__grid { display: grid; grid-template-columns: 1.4fr 1.2fr 0.8fr 0.8fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255, 255, 255, 0.12); }
.rodape__marca .marca__img { margin-bottom: 18px; }
.rodape__marca p { max-width: 30ch; margin: 0; }
.rodape__col { display: grid; gap: 12px; align-content: start; }
.rodape__col h4 { color: rgba(255, 255, 255, 0.55); margin-bottom: 6px; }
.rodape__col a, .rodape__col span { display: flex; gap: 10px; align-items: flex-start; line-height: 1.5; }
.rodape__col a:hover { color: #fff; }
.rodape__col svg { width: 18px; height: 18px; flex: none; color: var(--eletrico); margin-top: 3px; filter: brightness(1.4); }
.rodape__base { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; padding-top: 22px; font-size: 0.8rem; color: rgba(255, 255, 255, 0.55); }

/* ---------- WhatsApp flutuante ---------- */
.wa-flutuante {
  position: fixed; right: 20px; bottom: 20px; z-index: 60;
  display: inline-flex; align-items: center; gap: 10px;
  min-height: 56px; padding: 0 20px 0 14px;
  background: var(--whatsapp); color: #fff; border-radius: var(--raio-pill);
  font-weight: 600; box-shadow: 0 14px 34px rgba(47, 91, 255, 0.45);
  transition: transform .18s, background .18s;
}
.wa-flutuante:hover { transform: translateY(-3px); background: var(--whatsapp-escuro); }
.wa-flutuante svg { width: 30px; height: 30px; }

/* ---------- Páginas legais ---------- */
.nav--legal { gap: 28px; }
.legal__capa { background: var(--marinho); color: #fff; padding: clamp(48px, 6vw, 88px) 0; position: relative; overflow: hidden; }
.legal__capa::after {
  content: ""; position: absolute; right: -10vw; top: -60%; width: 34vw; height: 34vw; max-width: 520px; max-height: 520px;
  border: clamp(40px, 5vw, 80px) solid var(--eletrico); border-radius: 50%; opacity: 0.9; pointer-events: none;
}
.legal__capa .container { position: relative; z-index: 1; }
.legal__capa h1 { font-size: clamp(2rem, 4.4vw, 3.4rem); margin-bottom: var(--esp-3); }
.legal__meta { margin: 0; color: rgba(255, 255, 255, 0.7); font-size: 0.9rem; }
.legal__corpo { max-width: 780px; padding: clamp(40px, 5vw, 72px) 16px clamp(56px, 7vw, 96px); }
.legal__intro { font-size: 1.1rem; line-height: 1.6; color: var(--texto); margin-bottom: var(--esp-5); }
.legal__corpo h2 { font-size: 1.35rem; margin: var(--esp-5) 0 var(--esp-3); scroll-margin-top: calc(var(--topo-altura) + 16px); }
.legal__corpo p, .legal__corpo li { color: var(--texto-suave); line-height: 1.65; }
.legal__corpo p strong, .legal__corpo li strong { color: var(--texto); }
.legal__corpo ul { padding-left: 22px; margin: 0 0 var(--esp-3); }
.legal__corpo li { margin-bottom: 8px; }
.legal__corpo a { color: var(--eletrico); text-decoration: underline; text-underline-offset: 3px; }
.legal__contato { margin-top: var(--esp-6); padding: 28px; background: var(--cinza-050); border: 1px solid var(--cinza-200); border-radius: var(--raio-md); }
.legal__contato p:last-child { margin: 0; }
.rodape--legal { padding-top: 24px; }
.rodape--legal .rodape__base { padding-top: 0; }
.rodape--legal a:hover { color: #fff; }
@media (max-width: 960px) { .nav--legal { display: none; } .pagina-legal .menu-btn { display: none; } }

/* ---------- Revelar ---------- */
.revela { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.revela.visivel { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .revela { opacity: 1; transform: none; transition: none; }
  .btn, .cartao { transition: none; }
}

/* ---------- Responsivo ---------- */
@media (max-width: 1500px) {
  .topo__acoes .btn--linha { display: none; }
}

@media (max-width: 1100px) {
  .faixa__grid { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .faixa__item:nth-child(3) { border-left: 0; padding-left: 0; }
  .faixa__item { padding-top: 22px; padding-bottom: 22px; }
  .passos { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .tipos { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .rodape__grid { grid-template-columns: minmax(0,1fr) minmax(0,1fr); }
}

@media (max-width: 960px) {
  :root { --topo-altura: 72px; }
  .nav {
    position: fixed; inset: var(--topo-altura) 0 auto 0; z-index: 49;
    flex-direction: column; align-items: stretch; gap: 0;
    background: #fff; border-bottom: 1px solid var(--cinza-200); box-shadow: var(--sombra);
    padding: 8px 16px 20px; transform: translateY(-8px); opacity: 0; pointer-events: none;
    transition: transform .2s, opacity .2s;
  }
  .nav.aberto { transform: none; opacity: 1; pointer-events: auto; }
  .nav a:not(.btn) { padding: 14px 4px; border-bottom: 1px solid var(--cinza-050); font-size: 1.05rem; }
  .nav a:not(.btn)::after { display: none; }
  .nav__wa { display: inline-flex; margin-top: 16px; }
  .topo__acoes .btn--linha { display: none; }
  .menu-btn { display: flex; }
  .hero__grid, .vantagens__grid, .advogados, .faq__grid, .cta-final__grid { grid-template-columns: minmax(0,1fr); }
  .vantagens__intro, .faq__intro { position: static; }
  .hero h1 { max-width: none; }
  .hero__arco { right: -34vw; bottom: auto; top: -26vw; width: 80vw; height: 80vw; opacity: 0.28; }
  .hero__corte { display: none; }
  .cta-final__acoes { flex-direction: row; flex-wrap: wrap; }
  .advogados__painel { order: -1; }
}

@media (max-width: 640px) {
  body { font-size: 16px; }
  .btn { white-space: normal; text-align: center; min-width: 0; padding-top: 12px; padding-bottom: 12px; line-height: 1.15; }
  .btn__ico { width: 20px; height: 20px; }
  .topo__acoes .btn--wa { padding: 0 14px; white-space: nowrap; }
  .so-desktop { display: none; }
  .so-mobile { display: inline; }
  .topo__linha { gap: 12px; }
  .marca__img { height: 36px; }
  .topo__acoes .btn--wa .btn__ico { width: 20px; height: 20px; }
  .hero { padding-top: 40px; }
  .hero__cta .btn { width: 100%; }
  .campo--2 { grid-template-columns: minmax(0,1fr); }
  .faixa__grid { grid-template-columns: minmax(0,1fr); }
  .faixa__item { border-left: 0; padding-left: 0; border-top: 1px solid var(--cinza-200); }
  .faixa__item:first-child { border-top: 0; }
  .passos, .cartoes, .tipos { grid-template-columns: minmax(0,1fr); }
  .passo { min-height: 0; }
  .passo__num { margin-bottom: 20px; }
  .cta-final__acoes .btn { width: 100%; }
  .rodape__grid { grid-template-columns: minmax(0,1fr); gap: 32px; }
  .wa-flutuante span { display: none; }
  .wa-flutuante { padding: 0; width: 60px; height: 60px; justify-content: center; }
  .painel { padding: 28px; }
  .painel__simbolo { left: 28px; top: 28px; width: 56px; height: 56px; }
}